Services

Standard Program
  • Fannie Mae
  • Freddie Mac
  • FHA
  • VA
  • USDA
  • First-time homebuyers
  • Primary residences
  • Second homes
  • Investment homes
  • 1- to 4-unit properties, condominiums
Affordable Programs
  • Up to 100% financing
  • Low down payment
  • HomeReady program
  • Home Possible program
  • State housing programs
  • Programs for those with low to moderate income
  • Down payment assistance
Renovation Programs
  • FNMA HomeStyle
  • FHA 203K
  • Minor rehab
  • Major rehab
  • Primary residences
  • Second homes
  • Investment properties
  • 1- to 4-unit properties, condominiums
  • FICO Score as low as 620
  • Down payment as low as 3.5%
Jumbo Programs
  • 5% down payment
  • FICO Score as low as 660
  • 1- to 4-unit properties, condominiums
  • Primary residences
  • Second homes
  • Investment homes
  • Low down payment with no mortgage insurance (MI)
Niche Programs
  • 3% down doctor loans
  • Foreign national programs
  • Alternative income programs
  • Early access programs
  • Multi-family jumbo loans
  • Non-warrantable condominiums
  • Portfolio conforming & jumbo programs
  • QM & Non-QM options
  • Primary residences
  • Seasonal second homes
  • Jumbo investment homes

Colorado Down Payment Assistance Programs

CHFA
  • Conventional (Fannie Mae or Freddie Mac)
  • FHA
  • VA
  • USDA
  • Primary residence only
  • Grant up to 3% or silent second up to 4%
  • 620 minimum FICO
  • $1,000 borrower contribution required
  • Income restricted
CO El Paso County
  • Conventional (Fannie Mae and Freddie Mac)
  • FHA
  • VA
  • USDA
  • Primary residence only
  • Repayable 2nd lien up to 5%
  • 640-660 minimum FICO
  • Can only be used in El Paso County
  • Income restricted
Metro DPA
  • Conventional (Fannie Mae and Freddie Mac)
  • FHA
  • VA
  • Primary residence only
  • Repayable 2nd lien up to 6%
  • 640-680 minimum FICO
  • Can only be used in select Denver Metro areas
  • Income restricted

Multi- State Down Payment Assistance Programs

Arrive Home
  • FHA only
  • Primary residence only
  • Repayable 2nd lien up to 5%
  • 660 minimum FICO
  • No income restrictions
  • MCC’s permitted
Chenoa
  • FHA only
  • Primary residence only
  • Forgivable 2nd lien up to 3.5%
  • Repayable 2nd lien up to 5%
  • 600 Minimum FICO
  • No income restrictions
  • MCCs permitted
FHLMC BorrowSmart
  • Grant only
  • Funds based on income restrictions
  • Can be paired with other DPA programs